Programme
7 Panels, +30 speakers, 2 Receptions
September 23, 2026
DLA Annual Reception
6 – 10pm – Participation Upon Invitation Only
september 24, 2026
Registration, Café & Croissants
8:30am
Welcome Address
9am
- Guillaume Malaty, Partner @ Linklaters
- Esther Hackl, DLA Executive Board Member
Keynote: tba
9:10am
- tba
Investor Panel: Opportunities, Headwinds & Market Evolution in Digital Lending
A conference highlight! We bring debt investors together to discuss the latest trends, risks, and returns. Hear from experts about how the market is developing, where the best opportunities lie, and what tomorrow’s topics might be.
9:30am
- Nassos Politis, Portfolio Manager Secured Finance @ Insight Investment
- Jördis Heckt-Harbeck, Partner @ Linklaters (Moderator)
Café Networking
10:20am
Crypto Asset Panel: Debt Tokenization & Accessibility for Investors – How Crypto Assets are Reshaping Digital Lending
The tokenization of debt has ushered in a new era for global financial markets. Fintech lenders play an important role in this process because they have revolutionized access to asset classes. But how exactly do investors benefit in terms of efficiency, security, liquidity, and costs? What’s now possible for investors that used to be impossible? On this panel, we will discuss the current challenges, opportunities, and risks.
11:00am
- Lauris Borodovskis, Co-Founder & CEO @ Upwood & @ 3Pine Capital
- Sébastien Herbert, Managing Associate @ Linklaters (Moderator)
Presentation: The Control Gap – How Technology Eliminates the Risks Hidden Inside Debt Facilities
Greensill, MFS, Tricolor: three collapses, billions in losses, one common failure. Not bad credit models but missing controls. This presentation examines how automated verification, real-time fraud pattern detection, and live backup servicing infrastructure close the risk gap that conventional due diligence leaves open.
11:50am
- Nicolas Kipp, Founder & CEO @ Credibur
Lunch
12:10pm
Investor Panel: Banks ’n‘ Digital Lenders – The Brave New World After Basel IV?
Banks are playing an increasingly important role as investors in digital lending. The sums they are investing in this segment are considerable. What exactly is driving them? How exactly does this work? And what kind of returns are we talking about? A high-level panel of experts shares their insights and assesses the future viability of this partnership.
1:30pm
- Guillaume Malaty, Partner @ Linklaters
Fireside Chat: The Complexity Premium – The Hidden Bonus in Digital Lending?
Liquidity, volatility, and credit risk typically explain only a portion of the risk premium; the remainder is known as the complexity premium. This is additional compensation for the ability to handle complex financing situations in digital lending. But exactly how is it derived, and what do investors need in order to benefit from it?
2:20pm
- tba
Café Networking
2:40pm
Fintech Lender Panel: State of the European Industry – Balancing Consolidation, Risks, and Investor Expectations
3:20pm
- tba
Presentation: Beats’n’Bonds – Investing in Music Catalogues
What exactly is the securitization of cash flows from music rights, what role does Taylor Swift play in credit rating, and how do musicians take advantage of it? This presentation offers a visionary look at the innovative power of digital lending.
4:10pm
- Jan Deneke, Co-Founder & CEO @ twelve x twelve
Café Networking
4:30pm
Fireside Chat: Work in Progress – Toward a Consistent Definition of ‚Non-Bank Fintech Lending‘
5:10pm
- tba
Closing Remarks
After a whole day spent discussing the opportunities, risks, and structures of digital lending, we finally dare to take a look into the crystal ball: What does the future have in store? After that, we’ll all definitely deserve a glass of champagne!
5:30pm
- Jördis Heckt-Harbeck, Partner @ Linklaters
- tba, DLA Executive Board Member
Networking Reception
6pm
End of Conference
10pm
Locations
Pre-Event on September 23, 2026 @ Lemonway, 8 Rue du Sentier, 75002 Paris, France
Conference on September 24, 2026 @ Linklaters, 25 Rue de Marignan, 75008 Paris, France – The Champs Élysées are just around the corner
Any questions?
Write an email or call us.
Email: event at digitallenders.eu
Landline: ++49 (0)30 94 85 46 60
Jördis has specialised experience in debt capital markets products with a focus on asset based structured finance, including, in particular, true sale and synthetic securitisation, warehouse financings (in particular, in the area of FinTech and digital business models), structured covered bonds, high yield bonds, secured bank financings and other secured financing of various asset classes.
Oliver Schimek ist Gründer und CEO der CrossLend GmbH. In dieser Funktion verantwortet er den gesamten Auf- und Ausbau des Geschäfts in Deutschland und Europa. Vor der Gründung von CrossLend im Jahr 2014 war er als Chief Financial & Investment Officer in wesentlicher Funktion für die Kreditech Holding in Hamburg tätig. Zu seinen Hauptaufgaben zählten dort die Leitung der Finanzabteilung und die Weiterentwicklung des Scoring-Modells. Davor trat der Data Scientist bereits als Gründer des Unternehmens Quantea in Erscheinung, welches Trading-Algorithmen und IT-Infrastrukturen für den Devisenhandel entwickelte. Oliver Schimek verfügt über zahlreiche Erfahrungen im Vertrieb für Finanzprodukte. Er hat Physik und Volkswirtschaft an der Freien Universität Berlin studiert.
Heinrich Grave leitet bei IDnow als Senior Vice President Digital Identity die Sparte Digitale Identität und treibt dabei die Entwicklung der IDnow Identity Wallet voran. Zuvor blickte Heinrich – als Executive Director beim Fintech Deposit Solutions und der Deutschen Bank sowie als Strategieberater bei Booz & Company – auf eine erfolgreiche Karriere in der Finanzindustrie zurück. Als Experte für KYC und Identitätsprüfung arbeitet Heiner überzeugt an der Weiterentwicklung von Digitaler Identität in Europa. 
